Digital payments have grown rapidly in India over the last decade. Platforms like UPI, PhonePe, and Google Pay have made financial transactions faster and easier for millions of people. However, not everyone has been equally able to benefit from this shift. Women, particularly those living in semi-urban and rural areas of states like Haryana, continue to face serious difficulties in using digital payment systems with confidence. A large part of this problem comes down to security — or, more precisely, how safe women feel when using these platforms. When a person does not feel that her money and personal information are protected, she is unlikely to use digital payments regularly or at all. This paper explores the connection between digital payment security and consumer confidence among women in Haryana. It draws on existing research from India and other developing countries to understand what shapes women's trust in these platforms, what makes them hesitant, and what can be done to improve their participation. The paper finds that security perception is closely linked to consumer confidence, but it is also shaped by social factors, digital literacy, personal experience with fraud, and the quality of complaint resolution. It concludes with suggestions for how policymakers, banks, and digital payment companies can make these systems safer and more trustworthy for women across Haryana.